Help with buying a home

  • A mortgage is a long-term financial commitment. You need to assess your finances and ensure that you can manage the repayments. The Central Bank has set limits on the size of residential mortgages.

  • The Help to Buy Scheme offers a tax refund for first-time buyers of newly-built homes.

  • The Local Authority Home Loan is a Government-backed mortgage administered by the local authorities.

  • This scheme enabled low-income purchasers to buy a proportion of a home to begin with, increasing in steps until the whole house was owned. It is no longer available to new applicants.

  • This national affordable housing scheme helps first-time buyers and certain other applicants buy a new home or build their first home.

  • The Local Authority Affordable Purchase Scheme is a new affordable housing scheme, which helps people on moderate incomes buy homes at reduced prices. The local authority takes a stake in your home, which covers the reduction in price.